Getting more from your $ with Woolworths Rewards
Many areas I cover can be done in slow time leading up to your first tax assessment, but you will need groceries and phone contracts immediately. Grab an Airalo E-Sim for your journey over and first few days.
There is a cost-of-living crisis. Prices have exceeded ADF increases by a large margin in recent years but fear not.
If you compare a can of coke at Woolworths vs the imitation coke at Aldi you might think the thing that tastes a bit like cola is cheaper. But apply Woolworths discounts and rewards then having real coke is the cost effective option.
Woolworths group is like Tesco’s, but better, there are dozens of their shops and associated stores in every town. They cover everything from groceries, alcohol to travel insurance and offer the best rewards scheme you will ever come across
Woolworths Rewards Extra: On arrival use this to get every person over 18 in your household their own rewards card/account with the Rewards Extra program. These links will get you a free month, then its $70 a year (per person). Your card will give you a unique barcode/ account number.
Without paying for Rewards Extra, every time you shop and scan your barcode at any Woolworths group shop you will get one reward point (or $0.005) per $1 you spend. You can use them as follows:
- Get $10 of your next shop for every 2000 points you collect
- Convert them into air miles
To get more value, upgrading to Rewards Extra for just $70 gives you so much more:
- 10% of a shop every month up to $500 (max $50 off)
- Minimum of 2 x points ($0.01) for every $1 you spend
- Personalised promotions and points booster on your regularly purchased items such as:
- Buy brown bread and get 30 extra points
- This weekend get 5 x points if your shop is over $300
- Buy 2 cases of XXXX lager at BWS for a bonus 1000 points
- Free products
Paying $70 per annum will save you 10 times that with your 10% off purchases, free items and by collecting points faster.
An amazing hack you can pull off with Rewards Extra is, if you are shopping with your partner/friend or have a 2nd/3rd 10% off (see below) is to do a large bulk over $500 shop early in the month. Scan your code and tell the checkout assistant to stop once the bill reaches $500. Ask them to take 10% off the bill, you only pay $450 and accrue 2000+ points with your boosted app offers. ($10 banked for December or off next shop)
Now scan your partners/friends rewards barcode (or your own again if you have a 2nd/3rd 10% off) and put the rest of the shopping through. You will get 10% or $50 off that bill also and possibly another $10 banked.
If the 2nd part of your shop will be over $500 also, repeat the trick with a partner/friend or if you have a 3rd 10% off.
To get max value try to only use your 10% off, on shops as close to $500 as possible.
But…. Why just get one 10% off per person per month?
Woolworths will also give you an extra 10% off a shop per month if you have a mobile.everyday plan with them! They are basically Telstra contracts called something else and sold by Woolworths. (You just need Rewards Extra 1st to link it!)
Take out a plan, sort out the mobile app and link it to your individual rewards cards for a second 10% off a shop, every month.
The discounts on grocery shopping you get from the second 10% a month will cover 100% of your mobile.everyday annual costs. (Which is also tax deductable if used mostly for work)
For an extra 4000 Everyday Rewards points ($20 off a future shop or banked for December). Link your Everyday Rewards card and use code F7AC6A in the offers tab once you’ve activated.
But…. Why just get two 10% off per person per month?
If you take out insurance with Woolworths you will get another 10% off per month. (You need Rewards Extra 1st to link it!)
But now you need to get creative if married/de-facto or have 18+ people at home to get one each:
- One of you gets the car insurance as main driver
- One of you gets the contents, travel or pet insurance policy
- If any of your kids drive, they take their own cover
Note: Woolworths insurance isn’t always the cheapest policy available in a comparison search. But it could be with $600 of discounts. Make sure the policy suits your needs and excess tolerance prior to factoring in discounts. Once you have maximised 3 x 10% offers (each if applicable) then other insurance providers may be more cost effective for other insurance needs.
Overall, you can save $1800 per person over 18 in your household a year on groceries. Build up over $1000 to use in December or come off shopping throughout the year with boosters.
But…. Why pay 100% of the bill after each 10% off?
Use GIFT CARDS to get more off!